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Commercial Banking
IT IS OUR BUSINESS TO MAKE YOUR BUSINESS
RUN SMOOTHLY!
Writing Check
Is your business managing cash flow effectively? Are you looking to expand, and in need of a business loan or a line of credit?

We have a knowledgeable and friendly team of business experts to help your company run smoothly, with a full range of deposit accounts, personal cash management, business loans, merchant credit card services and more!
Small Business Checking
The affordable checking account for the smaller business
  • Up to 150 transactions free
    includes debits, credits, and items deposited; additional transactions $0.50 each
  • No monthly service fee
    with a minimum average daily balance of $3,000.00; otherwise a monthly service fee of $20.00 will apply
  • Minimum of $100.00 to open the account
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Mid Size Business Checking
This product is tailored for businesses with moderate balances and transaction activity
  • Up to 300 transactions free
    includes debits, credits, and items deposited; additional transactions $0.50 each
  • No monthly service fee
    with a minimum average daily balance of $10,000.00; otherwise a monthly service fee of $25.00 will apply
  • Minimum of $100.00 to open the account
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* Business Checking
An excellent account that allows you to access your deposited funds to meet your daily cash needs for your business.
Minimum to Open account$100.00
Monthly maintenance fee$20.00
Per non-electronic credit posted$1.00
Per electronic credit posted$0.20
Per item deposited$0.20
Per non-electronic debit posted$0.25
Per electronic debit posted$0.20
Per bill deposited$0.015
*  An earnings credit is computed based on the positive average balance maintained during the statement period. The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing that figure by the number of days in the statement period. If the earnings credit is greater than the calculated service fees there is no charge. The earnings credit rate is subject to change monthly. Accounts with a negative average balance are subject to an additional fee which is subject to change.
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Business Certificates of Deposit
A certificate of deposit provides a fixed rate of interest for the term of your choice. We offer a full range of maturities, from a little as 14 days, up to 60 months. You can choose the Business CD term that meets your growth and income objective and lock in the interest rate and annual percentage yield on the day of deposit.
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* Business Savings
For the business saver, perfect for funds you may not use frequently and would like to earn interest in an interest bearing savings account. Interest is compounded quarterly and credited quarterly.
Minimum to open account$1,000.00
Minimum daily balance to earn interest$1,000.00
Minimum daily balance to waive service fee$500.00
Quarterly service charge if minimum daily balance is less than $500.00$10.00
Withdrawals allowed per calendar quarter6
Additional withdrawals per calendar quarter$3.00 each
*  Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle or each month for savings accounts with a quarterly statement cycle.
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* Business Money Market
This account is excellent for the business owner who requires an interest bearing account with more flexible withdrawal capabilities. The interest rate and annual percentage yield are included on the daily rate sheet.
Minimum to open the account$2,500.00
Minimum daily balance to earn interest$2,500.00
Minimum average daily balance to waive service fee$500.00
Monthly service charge if average daily balance is less than $500.00$10.00
Withdrawals allowed per month6
Additional withdrawals per month$10.00 each
*  Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle.
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* Business Premium Money Market
There’s no better way to earn high rates of interest while keeping your funds liquid. Our tiered interest rate structure lets you earn a higher rate when a larger balance is maintained. Interest is compounded monthly and credited monthly. The interest rate and annual percentage yield are included on the daily rate sheet.
Minimum to open the account$10,000.00
Speak with a Personal Banker for details.
*  Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle.
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Merchant Credit Card ProcessingHand Held

Investigating your Merchant card processing options makes sense, especially if it could mean more profit to your business! North Bank brings you the most innovative Merchant Services solutions available!

Whether you currently use a credit card processor and wonder if you’re paying too much or you’re considering credit card acceptance for the first time, we at North Bank want to help. Our card processing specialist will discuss the card processing program with you. From traditional point-of-sale and wireless terminals to online storefronts, we have payment solutions that are designed with one goal in mind: helping your business be more profitable.

Call or contact Charlie Soria, our merchant credit card processing specialist, at 312-644-4000 or email him at
charlie@nbchgo.com.
"At North Bank, we are in business for you!"
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Other Services

Business Loans and Lines of Credit
Coin and Currency Processing
Night Depository
Wire Transfers
Bank by Mail
24-Hour Telebanker Services
Personal Cash Management
Direct Deposit Services
Internet Banking
Online Bill Pay
For more information on any one of North Bank's business accounts and services, please contact a Personal Banker by calling us at 312-644-4000 or email us at clbnbank@nbchgo.com.
"North Bank is in business for you!"
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