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North Bank's Loan options
Loan Options


Personal options:

With Low Mortgage rates don't let your time run out! Call Steven E. Craig at 312-644-4000 for your low-interest mortgage today!

Let our experienced loan officers serve your needs quickly and confidentially with expertise and integrity.

* Mortgage Loans - Offered: (Mortgage Calculator)
 
  • Fixed rate programs
  • Adjustable rate programs
  • Single Family/Multi Unit
  • Owner occupied
  • Non-owner occupied
  • Restrictions may apply
  • Qualified applicants only
* All Loans Subject to Approval.
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* Auto Loans:
  Normally the most economical way to finance an automobile is with bank credit. We can help with a loan you can afford. Loans are available at competitive rates on new and used cars,.
* All Loans Subject to Approval.
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* Home Equity Loans/Lines of Credit:
  Take advantage of North Bank's, No cost Home Equity Loans!
 
  • *1/2 of 1% below Wall Street Journal, Prime floating, for the term of the loan
  • *No Application fee
  • *No appraisal fee
  • *No title insurance costs
  • *5 year term
  • *Interest only monthly
  • *Loans available from $25,000.00
  Stop in at one of our convenient locations or call Joan Allen, at 312-644-4000 for your home equity loan today!
  *  The annual percentage rate is subject to change daily and will not exceed twenty percent per year or fall below five percent per year at any time during the term of the loan. This is a limited time offer and all loans subject to approval. Property insurance is required. Restrictions may apply. Additional loan products are available for loan less than $25,000.00. A balloon payment may result at term end if only monthly minimum interest payments are made. As of May 01, 2008, the annual percentage rate (APR) is equal to 5.00%.
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* Bridge Loans:
Bridge Loans may offer short term financing as needed for sale or purchase of a personal residence.
 
* All Loans Subject to Approval.
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* Commercial Loan Options:
To assist the growth of our businesses in the area, we offer many types of specially designed loans, including:
  • Small Business Programs
  • Commercial Loans/Lines of Credit
  • Professional Credit programs
* All Loans Subject to Approval.
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North Bank Small Business Program Loans
* Start up business Loans

North Bank offers loans that will help you get your enterprise off the ground, whether you need to purchase equipment, furniture and office supplies, or make improvements in your leased business space. Whatever you need to get your business operational, chances are we can provide you with an appropriate loan.

* Working Capital

Most new businesses have a period of negative cash flow in the early stages. If you need the funds to get your business up to speed and into the positive numbers, North Bank can provide loans with flexible terms and even defer principal payments during the early months.

* Business Acquisition Loans

If you’re ready to extend your reach into new markets, or go for a bigger share of the one you are in, we can help you with the financing for new facilities, moving new equipment, new furniture or just about anything you need to expand your business. Relocation loans are also available..

* Equipment Financing

North Bank can provide loans to cover new equipment with the amount based on your actual needs. Whether you need $5,000 for a new fax machine or $500,000 or a new X ray machine, we can arrange financing for up to 80% of the purchase price.

* Commercial Lines of Credit

Even when you don’t need it, it’s good to know you have a solid institution like North Bank behind you with the credit you need to keep things running smoothly. Designed for well-established operations, our small business and larger business lines of credit is there when you need it to cover unexpected expenses and bridge gaps in your cash flow.
* All Loans Subject to Approval.
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Commercial LoansLoan Options

Whether you are starting a new business, looking to expand and existing business or investing in income-producing real estate, or even looking for working capital, we have a loan that is right for you. Our Commercial lenders have the experience and the knowledge to structure financing for your commercial financing needs! Here are some of the following types of loans we offer:
* Commercial Real Estate Loans

Adjustable and Fixed rate financing for acquisition and redevelopment of industrial/warehouse, office, retail, multi-family and special purpose properties.
Commercial Real Estate Equity Loans as lines of credit or Junior Mortgages.

* Construction Loans

Construction and rehab financing for owner occupied and investor owned commercial and multi-family projects of all types.

* Bridge Loans

Flexible, short-term, “bridged” financing for the acquisition of land and commercial properties.

* Working Capital

Working capital lines of credit that are custom fit to meet your businesses operating requirements.

* Term Loans

Equipment and acquisition financing with a variety of maturity and payment alternatives to meet the expansion needs of your company

* Letters of Credit

Standby and documentary letters of credit for special transaction needs.

* All Loans Subject to Approval.


For more information contact Paul Casner at 312-644-4000 or e-mail Pcasner@nbchgo.com.
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North Bank’s Professional Credit Program for Dentists/Doctors

* Initial Practice Loans

For professionals who are starting their own practice, North Bank offers Initial Practice Loans. These loans include, but are not limited to, the purchase of professional equipment, furniture, fixtures, working capital, instruments and office supplies. The financing of office leasehold improvements can also be included.

* Working Capital

A new practitioner may, from time to time have a need for working capital to maintain a positive cash flow. North Bank recognizes that a working capital loan may also be necessary during and after this initial phase.

* Practice Acquisition Loans

Practice Acquisition Loans for purchasing an entire practice or an interest in an existing practice are available.

* Practice Transfer Loans

North Bank offers transfer loans to aid in expanding or relocating an existing practice. Funds are available for moving, and for new equipment or furniture. Practice transfer loans may also include financing the purchase of office locations (i.e., mortgage financing).

* Equipment Financing

Equipment financing is available with the amount and term based on your actual needs. As an example, a loan amount for a sole practitioner could be as little as $10,000, compared to a $150,000 or more loan for a specialized or group practice. Equipment financing can be provided for you to 80% of the purchase price. Terms can be flexible.

* Lines of Credit

Our lines of credit for Dental professionals provide quick, easy access to ready cash. It gives you the assurance that money is available, even if it is not needed at the moment.

* Home Equity Loans

A Home Equity Loan may be the way of seeing you through a difficult time when you have an unexpected financial obligation. By evaluation the equity in your home, your income and credit record, we can determine how much you can borrow.

* All Loans Subject to Approval.

* Business Solutions

Call us at North Bank for your loan today! 312-644-4000

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