North Bank
Meet Our Staff Online Banking Personal Banking Commercial Banking Loan Options Deposit Rates Location Hours River North NewsStreeterville NewsHelpful Links

Deluxe



Equal Housing Lender - Member FDIC
Home Contact Us Privacy Policy

Personal Banking
MasterMoney Card

At North Bank you can choose from one of our wide range of personal products to meet your lifestyle, as well as take advantage of our superb customer service. All checking accounts include a Master® Money Debit/ATM card to qualified applicants and our 24-hour Telebanker services for convenient access to your account 24 hours a day.
Senior Citizen Account
(non-interest bearing account)

Seniors age 65 years of age or older can receive this convenient account with no minimum balance requirements or monthly service charges, and unlimited use of North Bank's proprietary (North Bank owned) ATMs. We offer Direct Deposit capabilities for your Social Security checks or other regular recurring payments.
Minimum to open$100.00
Debits allowed per statement cycle10
Additional debits per statement cycle$0.50 each
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Personal Checking Account
(non-interest bearing account)
Personal Checking
Minimum to open$100.00
Average Daily Balance
(per statement cycle)
Monthly Service Fee
$750.00 and over$0.00
Less than $750.00$12.00
  • There are no additional charges for checks, transfers, or electronic debits posted to the account.
  • There is no charge for transactions at proprietary (North Bank owned) ATMs located at: 431 N. Clark St. and 360 E. Ohio St. (McClurg Ct.).
  • The first 10 non-proprietary ATM withdrawals per statement cycle are free. Excess withdrawals thereafter are $2.00 each.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Free Personal Checking Account
(non-interest bearing account)
Personal Checking
Minimum to open$100.00
Monthly Service Fee$0.00
  • There are no additional charges for checks, transfers, ATM transactions, or electronic debits posted to the account.
  • New customers only, limit one free account per household. Individual accounts only.
  • If there is no account activity for a 12-month period, we reserve the right to close the account and mail the accountholder a check for the balance.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Interest Checking Account
(available to individuals only)
This account offers the same benefits as our individual checking account, plus balances earn a variable rate of interest compounded monthly and credited monthly. You must maintain a minimum daily balance of $2,500.00 (per statement cycle) to obtain the disclosed annual percentage yield.
Minimum to open$2,500.00
Average Daily Balance
(per statement cycle)
Monthly Service Fee
$2,500.00 and over$0.00
Less than $2,500.00$15.00
  • There are no additional charges for checks, transfers or electronic debits posted to the account.
  • There is no charge for transactions at proprietary (North Bank owned) ATM's located at: 431 N. Clark St. and 360 E. Ohio St. (McClurg Ct.).
  • The first 10 non-proprietary ATM withdrawals per statement cycle are free. Excess withdrawals thereafter are $2.00 each.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
North Bank offers flexible savings and investment alternatives designed to help you achieve your financial goals.
*Personal Savings Account

This account is an interest bearing account with a lower balance requirement to earn interest. The interest is compounded quarterly and credited to the account quarterly. You must maintain a minimum daily balance of $300.00 (per quarter) to obtain the disclosed annual percentage yield.
Minimum to open account$300.00
Minimum Daily Balance
(per quarter)
Quarterly Service Fee
$300.00 and over$0.00
Less than $300.00$5.00
Debits allowed per calendar quarter6
Additional debits per calendar quarter$3.00 each
*Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle or each month for saving accounts with a quarterly statement cycle.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
*Minor Savings Account

A savings account designed for children under 18 years of age. The interest is compounded quarterly and credited to the account quarterly. You must maintain a minimum daily balance of $100.00 (per quarter) to obtain the disclosed annual percentage yield.
Minimum to open account$100.00
Minimum Daily Balance
(per quarter)
Quarterly Service Fee
$100.00 and over$0.00
Less than $100.00$5.00
Debits allowed per calendar quarter6
Additional debits per calendar quarter$3.00 each
*Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle or each month for saving accounts with a quarterly statement cycle.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
*Personal Money Market Account

This account is for the investment-minded customer who prefers to maintain a higher balance to earn a higher interest rate. The interest rate varies to reflect current market conditions, so if rates rise, you can earn a higher interest rate. Interest is compounded monthly and credited monthly. You must maintain the minimum daily balance of $1,500.00 (per statement cycle) to obtain the disclosed annual percentage yield.
Minimum to open$1,500.00
Average Daily Balance
(per statement cycle)
Monthly Service Fee
$500.00 and over$0.00
Less than $500.00$10.00
Debits allowed per statment cycle6
Additional debits per statement cycle$5.00 each
*Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or to third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
*Premium Money Market Account

There’s no better way to earn high rates of interest while keeping your funds liquid. Our tiered interest rate structure lets you earn a higher rate when a larger balance is maintained. Interest is compounded monthly and credited monthly.
Minimum to open$10,000.00
Speak with a Personal Banker for details.
*Federal regulations limit you to no more than a total of six automatic or pre-authorized, telephone, or online banking transfers to other North Bank accounts or third parties. Transfers to third parties include ACH and debit card transactions. This limitation applies to each monthly statement cycle.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Certificates of Deposit

A certificate of deposit provides a fixed rate of interest for the term of your choice. We offer a full range of maturities, from as little as 14 days, up to 60 months. You can choose the CD term that meets your growth and income objective and lock in the interest rate and annual percentage yield on the day of deposit.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Individual Retirement Account

An Individual Retirement Account (IRA) is a special savings plan insured up to $250,000 by the FDIC to help you accumulate funds for retirement. Most individuals who have earned income or received alimony may contribute to an IRA. Income from sources such as investments or inheritance do not qualify. North Bank offers flexible terms and competitive rates on the following types of IRAs:
  Traditional IRA

This IRA allows you to defer taxes on your earnings until they are withdrawn. Contributions may also be tax deductible in the year they are made.
  Roth IRA

A nondeductible account that features tax-free withdrawals from qualified distributions after a five-year holding period. Since Roth contributions are not deductible, people who expect to be in a higher income bracket at retirement may benefit from this account.
For more information on any of North Bank's investment accounts, please visit with one of our Personal Bankers or call them at (312) 644-4000. To see our current interest rates, visit our Deposit Rates web page.
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Other Services

Wire Transfers
Visa Gift Cards
Money Orders
Cashiers Checks
U.S. Savings Bonds Redeemed
24-Hour Telebanker Services
Night Depository
Internet Banking
Online Bill Pay
Direct Deposit Services
Debit/ATM Card
Back to Top      Back to Home EQUAL HOUSING LENDER Equal Housing Lender    Member FDIC
Customer Login
New User Registration

Checking Accounts
   Senior Citizen
   Personal
   Interest

Savings Accounts
   Personal
   Minor
   Personal Premium Money Market
   Money Market
   Certificate of Deposit
   Individual Retirement

Credit Cards
ATM/Debit Cards
Other Services

Checking Accounts
   Small Business
   Business

Savings and Investments
   Business
   Money Market
   Business Premium Money Market
   Certificate of Deposit

Merchant Credit Card Processing
Other Services

Personal Loans
   Mortgage Options
   Automobile New/Used
   Home Equity/Line of Credit
   Construction

Business Loans
   Bridge Loans
   Commercial Loans
   Professional Credit-(Doctors/Dentist)
   Small Business
   Business Solutions

   FDIC
   Savings Bonds
   North Bank Visa